ANALISIS INVESTASI DALAM ASURANSI SYARIAH DI INDONESIA TERHADAP PORTFOLIO OPTIMAL

Ade Nanda Sawitri

Abstract


Sharia Insurance is an investment in the business conducted in which the company asa fiduciary (mudharib) must perform investment activities after obtaining approval from the supervisory board of Islamic syar’i to fund the premiums that have been collected from participants. Investment instruments used in the sharia insurance are mudharabah deposits, sharia bonds, mutual funds, murabahah financing and JII stock. This study aims to see the development of each investment in each company also to analyze the type of sharia insurance that can yield the most optimal portfolio by maximizing returns. By using the Linear Programming method to maximize returns and develop the corresponding constraints, the result will be obtained from the linear program that can generate an optimal portfolio. Furthermore, we will see the development of each type of investment and see the most optimal investment in the three sharia insurance companies in the years 2007-2009. The results of this study indicate that PT Family MTakaful Insurance has the type of investment that is optimal mudharabah deposits and sharia bonds. PT Prudential Insurance has the type of investment that is optimal mudharabah deposits and sharia bonds. PT Insurance Allianze have the optimal type of investment is mutual funds.
Keywords : Sharia insurance, investment instrument, linear programming


Full Text:

PDF

Article Metrics

Abstract views : 1423| PDF views : 0


DOI: http://dx.doi.org/10.25105/me.v19i2.828

Refbacks

  • There are currently no refbacks.


Copyright (c) 2016 Media Ekonomi



 

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

 

View My Stats